About Us

Welcome to Your Loan Guy, your trusted partner in navigating the world of mortgages and property finance. Situated in the heart of Rockhampton, QLD, Your Loan Guy is dedicated to providing exceptional mortgage services to clients not only in Rockhampton and its surrounding suburbs but also across Australia. At the helm of our operations is Ashley Hickson, a talented Mortgage Broker with a wealth of experience and a passion for helping clients achieve their property dreams.

At Your Loan Guy, we pride ourselves on offering a comprehensive range of loan options from banks and lenders across the country. Our mission is to ensure that every client finds the perfect loan tailored to their unique financial situation. Whether you're a first-time homebuyer or a seasoned investor, Ashley Hickson is here to guide you through the complexities of buying a home in Rockhampton or nearby areas.

Ashley excels in demystifying the intricacies of the local Rockhampton property market. From understanding the nuances of stamp duty and lenders mortgage insurance (LMI) to calculating loan repayments and exploring interest rate discounts, Ashley is committed to being with you every step of the way. One of Ashley's key strengths is helping clients understand their borrowing capacity and the loan to value ratio (LVR) that best suits their needs.

The application process can often seem daunting, but with Ashley's expertise, it becomes a streamlined experience. By reviewing your credit history and bank statements, Ashley ensures that applying for a home loan or investment loan is as straightforward as possible. Whether you're interested in a fixed interest rate loan or prefer the flexibility of variable loan rates, Ashley will provide you with all the information needed to make an informed decision.

Moreover, Ashley Hickson is adept at helping clients get pre-approved for a loan, offering peace of mind as you search for your dream home. With options like an offset account and home equity considerations, Ashley ensures you have the tools to manage your loan effectively.

Don't miss the opportunity to work with Ashley Hickson, your dedicated Mortgage Broker at Your Loan Guy. Whether you're looking to apply for a home loan, refinance, or explore investment opportunities, Ashley is ready to offer professional and personalised mortgage advice. Contact Ashley at Your Loan Guy today and take the first step towards achieving your property goals!

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Our Recent Reviews

Glen Schneider

After being stuffed around by multiple agencies my partner and I finally found our breath of fresh air once dealing with Ashley. He is reliable, honest and stopped at nothing when it came to helping us land the house of our dreams. Ashley always took the extra step when dealing with us & even worked over the weekends to answer our questions or concerns. He went into depth with all of our options and provided his valuable expert opinion to ensure we were making the right decision to suit our needs. We would choose Ashley in every life time and will continue to recommend him to all of our family & friends.

Ainsley Bath

Ashley was absolutely amazing. He was helpful and professional, and always happy to explain everything in detail to make me confident with our loan, even with all of my questions. Ashley got everything done so fast, I didn't know that applying for a loan could be this easy. I would highly recommend. Way better than any bank. Way less stress.

Kerri L'estrange

Ashley was amazing, really helpful, kept us at easy throughout the whole process of refinancing our loan. Highly recommend.

Ainsley Connolly

Frequently Asked Questions

I want to upgrade to my next home, can you help?

If you've already earned equity, we can help you leverage this to secure finance to purchase your next home by leveraging equity and repayment history, preparing a compelling application and structuring your finance to suit your goals.

Can you help us build an investment property portfolio?

If you're wanting to climb the property ladder and you already own a home of your own, you may be able to leverage your equity to buy an investment. We do this by understanding your situation and goals, maximising borrowing power and cash flow and preparing a compelling application.

Do you help with home loan refinancing?

If you've had your current home loan for more than two yers, or your circumstances have changed, it may be time to review your loans. We help by assessing your situation and goals, scouring the market for suitable offers and preparing a compelling application.

Do you help first home buyers?

Buying a home of your own should feel exciting – which is why we streamline the process. We also make it easy for you to access government grants, take care of the paperwork and liaise with the lender on your behalf.

Can you help me get a better deal on my loan?

Getting a better deal doesn't always mean switching to another lender. We help by analysing your current loan structure, understanding what's available in the market and negotiating with your lender.

Can you help me get pre-approved for a Home Loan?

Loan pre-approvals are often system-generated, and if your situation isn't cookie cutter, you may get tripped up when it comes to the formal assessment of your home loan application. This is why we'll secure you a fully assessed pre-approval – to give you certainty.

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